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Filing For Chapter 7 Bankruptcy in Carson After a Lay-Off

With all the cities in California that have gone bankrupt, workers may be facing the same scenario themselves. At the law offices of Carson-based Brad Weil, we understand that a layoff is probably one of the most difficult times in your life. Most of the time, you don’t know what you’re going to do next or how you’re going to cover your bills.

It’s an especially frightening position for someone if they were already struggling to pay off debt. Those who have suffered a lay-off these days are faced with a slow economy rebound, often without much in the way of opportunity. Many workers are forced to accept lower-paying jobs that cover only the bare necessities but don’t allow repayment of current debt.
An Alternative to Tapping Your Pension
Before you are tempted to use up all your savings and start dipping into retirement or pension funds in order to maintain debt payments, give us a call. We can talk about your options for filing a Chapter 7 bankruptcy. Although, it won’t give you an income, it will allow you to erase almost all of your outstanding debts and give you the opportunity to adjust your budget to fit your new circumstances. The other possibility is: if you do have a job, but it’s not as good as the last one is filing Chapter 13. It will allow you to reorganize your debts and pay off smaller amounts over a period of time.
Every case is going to be different, so it’s important you meet with an experienced attorney who can work out the best plan for you.
Contact the Law Offices of Brad Weil at frontdesk@bradweillaw.com or 310-515-7776 to set up your appointment today. Attorney Weil can help you navigate the complex legal process and work out a solution that best fits your needs.

Bankruptcy for Care of a Special Needs Child

Raising a healthy child can be quite costly in the United States, and at the Carson-based law offices of attorney Brad Weil, we know the costs for care for a special needs child in Los Angeles can be staggering. A special needs child requires more – more doctors’ visits, more equipment, more specialists and from physical therapy to surgeries to medications the list never ends it seems. In the U.S., more than 20 million families have at least one member who has special needs.
Medicaid and Disability a Help, but not a Cure for Expenses
Many families count a great deal on the state and federal government for some forms of assistance, such as Medicaid or Social Security Disability Insurance, and that helps, but it cannot always be counted on. States make mistakes; aid can suddenly be cut off for a clerical error or a missing doctor’s report.
Costs for care can be particularly compounded if you suffer a major setback, such as a job layoff, a divorce or a medical emergency involving your child. This is where filing bankruptcy can help.
A Chapter 7 bankruptcy was designed specifically to allow people to dig out of debt that is either impossible to pay back or prevents you from being able to save or afford the basics needs of day-to-day living. It can give you some breathing room after a difficult time. The law offices of Brad Weil is committed to working with families of children with special needs to make this process as painless as possible.

Contact the Law Offices of Brad Weil at frontdesk@bradweillaw.com or 310-515-7776 to set up your appointment today. Attorney Weil can help you navigate the complex legal process and work out a solution that best fits your needs.

Bankruptcy Can Cure Medical Debt

The high cost of, a major illness is enough to make your health insurance carrier scream, but it can also drive you to the point of financial ruin. Carson-based attorney Brad Weil knows that filing bankruptcy can be a legal way out from under those big medical bills that are compromising all your other financial obligations, even your mortgage payment.
Young Adults Carry the Most Medical Debt
In the United States, more than a quarter of young adult between the ages of 19 and 29 struggle with medical debt. Many are in that situation because they didnt have health insurance. While its true that older adults are more likely to suffer from health-related problems, they are also more likely to have health insurance, so paying the medical bills for them is generally less of an issue.
Of the roughly 35 percent of Americans who say medical debt is a concern for them, nearly half say they are battling serious financial troubles; filing bankruptcy can bring alleviate many of those troubles.
The hope is that some elements of the Affordable Care Act will help to ease the financial medical burden for many people, but states are still working out how they will roll out the program. In the meantime, bills pile up.
Bankruptcy makes it possible to cut even hundreds of thousands of dollars of medical debts in a Chapter 13 filing, while a Chapter 7 filing can erase the total debt. Every case will be different so give us a call, let us see what is possible for you.

Contact the Law Offices of Brad Weil at frontdesk@bradweillaw.com or 310-515-7776 to set up your appointment today. Attorney Weil can help you navigate the complex legal process and work out a solution that best fits your needs.